Halawa
Savings • Loans • Groups

Build Your Future with Accessible Credit Solutions.

Halawa connects your head office and outlets to the members in your groups: savings, loans, credit goods and stock all flow through one platform.

Central outlet → multiple branches Weekly group collections Goods on credit linked to loans
Browse credit items See Halawa services

What Halawa covers

One platform for membership, loans, stock, purchases, expenses and reporting.

Membership module
Members, groups & savings

Register members with a one-time fee, attach them to groups and outlets, and track weekly savings from collection sheets.

Loan eligibility up to 5× savings • Member dashboards coming soon.

Loan module
Loans linked to goods

Issue loans at a flat 20% rate, monitor instalments and link each loan to the actual stock items a member receives.

Drawdown accounts per member • Real-time balances.

Stock & purchases
Central stock across outlets

Control stock at the head office and every outlet. Transfer items out, receive them in, and keep visibility of wholesale and retail prices.

Reorder alerts • Stock movement HQ → Outlet → Customer.

Expenses & reports
Outlet and HQ-level reporting

Record expenses per outlet and generate performance dashboards: sales, loans, savings, repayments and portfolio risk.

Daily, monthly and yearly summaries.

Items available on group credit

Mattresses, plastic chairs, kitchen sets and other goods that can be issued on credit to your members.

All items
APPLIANCES
THERMOS
KITCHEN
HOME FURNITURE
Beddings
TRAVEL

About Halawa

A central outlet, multiple branches and structured group credit for everyday households.

Central outlet & branches

How the business is structured

Halawa operates a head-office outlet that holds and distributes stock. Goods flow out to branch outlets, and each branch serves walk-in customers and group-based members.

  • Groups meet weekly and record collections per member.
  • Members may convert from walk-in to group membership.
  • Loans are linked to specific stock items issued to the member.

Outlets & roles

  • Super admin has system-wide visibility and configuration rights.
  • Managers handle sales, expenses and reporting for their branch.
  • Staff record daily savings, loans, stock and expenses per outlet.

Contact & login

Ask about joining Halawa, registering groups or accessing the backend system.

Send an inquiry

Visit or call Halawa

Head office outlet: (Add address here)

Working hours: Mon–Sat, 8:00am – 5:30pm

Phone: (Add main phone here)